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Student Barclaycard

Offers

Student Barclaycard helps you save money

Apply online (new window)

* Terms and conditions apply. This is not available in conjunction with any other all:sports offer or promotion

** Calls to 0871 numbers are charged at 10p per minute for BT landline. Mobile charges may vary.
 

SUMMARY BOX
The information contained in this table summarises key product features
and is not intended to replace any terms and conditions
Standard
Purchase
APR
Typical 17.9% APR (variable)  
Other rates Introductory
Rate
Monthly
Interest Rate
Annual Interest Rate
Purchases N/a 1.385% 17.9%
Cash Advances N/a 1.461% 19.0%
Interest free period
Maximum 56 days for purchases if you pay your balance in full and on time. There is no interest free period on cash advances, cheques or balance transfers.
Interest charging information
Where interest is charged the periods over which it is charged are as follows:
  From Until
Purchases Cash withdrawals

Cheques

Balance transfers
transaction date

transaction date

date debited to your account
repaid in full

repaid in full*

repaid in full*
*Even if you pay the balance in full, the interest charge for the period from the previous statement to the date of full repayment will be debited the following month.
Allocation of payments
We will apply payments we receive to your account in the following order:
1. Transferred and promotional balances (including interest) for an open ended period
2. Transferred and promotional balances (including interest) for a fixed period
3. Any other interest charges and other charges
4. Purchases
5. Cash
See Section 5.5 of the Barclaycard Conditions for further detail.
Minimum repayment
3.0% or £5 per month (whichever is greater)
Only ever making the minimum repayment will significantly increase the time taken to clear your balance and cost you more.
Amount of credit

Minimum credit limit of £250, maximum credit limit is subject to status.
Fees

No annual fee.
Charges
Cash, balance transfers and cheques:2% (min. £2.00)
Overseas transactions:2.75%
Copies of statements:£3.00
Copies of transactions:£5.00
Default charges
Late payment fee:£20
Over credit limit fee:£20
Returned payment:£20


Apply online (new window) for your Student Barclaycard now to take advantage of these great offers.

Please read our summary of fees and terms and conditions.

Written quotations are available on request by writing to Barclaycard, PO Box 5592, Northampton, NN4 1ZY. Applicants must be 18 or over, and applications are subject to status. Further details of Barclaycard's benefits and services (including main exclusions) accompany each card issued, or alternatively write to us at the above address, or call 0870 154 0 154. Calls are charged at your national rate and may be recorded for training purposes.

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Apply now for a Student Barclaycard (opens in a new window)