Here Are Some Frequently Asked Questions About Our Insurance
New York residents click here
What can I do on this website? This site offers many features for both life insurance shoppers and current customers, including: 
What is a unit? A unit of coverage corresponds to the life insurance benefit amount you can purchase, and it depends on age, gender and state. Please visit the Guaranteed Acceptance Life quote page to see benefit amounts and premiums available to you for up to 8 units of coverage.
What kind of insurance do you offer?
 | Guaranteed Acceptance life insurance (ages 50 - 85, most states)
| | | Term life insurance up to $25,000 for ages 18 - 77, with no medical exam required. Your answers to a few health questions help us determine your eligibility. | | | Whole life insurance up to $25,000 for ages 45 - 75, with no medical exam required. Your answers to a few health questions help us determine your eligibility. | If you are interested in health insurance products for seniors, please visit the website of an affiliate company, Bankers Life and Casualty, at www.bankerslife.com.
Do you offer health insurance products for seniors? If you are interested in health insurance products for seniors, please visit the website of an affiliate company, Bankers Life and Casualty, at www.bankerslife.com.
Will I always need to answer medical questions and take a physical to apply for coverage? No. With our Guaranteed Acceptance Life plan you cannot be turned down for coverage (there is a 2-year limited benefit before full benefits take effect). For some of our plans your answers to a few simple health questions help us determine your eligibility, but you will not be required to take a physical.
What if I apply for coverage, but change my mind later? Count on our 30-Day Free-Look Guarantee for peace of mind. If you decide this coverage isn't for you, no matter what the reason, just return your insurance documents within 30 days of receipt for a complete refund, no questions asked.
Does it pay to act now? It makes good sense to apply now. If you have a birthday in the near future we suggest calling us right away, so you can quickly lock in the lowest possible rates or highest possible benefit amount. Call toll free 1-877-877-8052 (in NY, 1-877-891-0915).
What type of payment options do you offer? When you apply online for coverage you can either use a credit card or pay by direct bill. If you select the direct bill option we'll send you a bill with your policy, and then continue to bill you monthly or annually, depending on the frequency you select. If you change your mind later, you can switch to the billing method that's most convenient for you. In addition to direct and credit card billing, we also offer automatic deduction from your checking or savings account in most states. This option is not yet available for online applications, but you can easily switch to it after you've made your first payment. For more details please click here.
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