AA Car Loan benefits
- FREE 6-month AA Car Warranty for added peace of mind†
- Borrow from £1,000 to £25,000 with fixed monthly repayments between 1 and 7 years
- Funds can be transferred to your chosen bank account*
- A secure online application and a decision in minutes
- Enjoy a 3-month repayment holiday before your first payment, but interest is charged from the start of your loan
- Option to protect your loan repayments with AA Creditcare
For applications and enquiries please call 0800 096 8485 quoting ACTAA1.
Alternatively if you're a home owner and would like to use the value (equity) in your property to borrow at a special rate, see what our Homeowner Loan can offer you.
Other products & services
Site tools
Budget calculatorWork out how much you can afford.Guide to choosing a carChoose your ideal car.
Six-month AA Car Warranty
† Once your loan agreement has been finalised, you will receive a voucher for a six-month free AA Warranty (covers most cars up to 10 years old, and 100,000 miles). See policy details. This must be redeemed within 28 days of receipt of your AA Car Loan cheque. Terms and exclusions apply. Please see policy documents for further details. This cannot be used in conjunction with any other offer.
Funds delivery
*Funds are transferred after our receipt of signed loan documentation and can take up to three days to clear from date of transfer.
AA Loans are provided or arranged by Automobile Association Personal Finance Limited, City House, City Road, Chester CH88 3AN. For AA Car Warranty, AAPFL introduces customers to Automobile Association Developments Limited (AADL). AADL is an appointed representative of Automobile Association Insurance Services Limited, which is authorised and regulated by the Financial Services Authority.



