Welcome to Birmingham Midshires
You'll find a comprehensive range of savings and mortgages so whatever you want from your money, we're here to make it work harder.
Our wide range of internet, telephone and postal accounts are designed to suit your savings needs.View all savings accounts
Whether you're a first time buyer, moving home, switching lenders or investing in a buy-to-let, we offer a full range of mortgage solutions. Mortgage rates displayed on this website are available to new customers only.
Find out more about our current Mortgages
Birmingham Midshires is a division of Bank of Scotland Plc. Find out more about BM - who we are and what we do.
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Awards
Winners of the BEST ONLINE and BEST DIRECT SAVINGS ACCOUNT PROVIDER in the Your Money Awards 2007.
Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
Tax Free is the contractual rate of interest payable where interest is exempt from income tax.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER, you will be able to compare more easily what return you can expect from your savings over time.
NET rates are illustrative only, allowing for the deduction of income tax at 20%.
Current and previous Bank of England interest rates can be found at www.bankofengland.co.uk/monetarypolicy/decisions.htm