| | "The Citigroup Private Bank" is a business of Citigroup Inc. ("Citigroup"), which provides its clients access to a broad array of products and services available through bank and non-bank affiliates. Not all products and services are provided by all affiliates or are available at all locations. All credit products are subject to credit approval. In the U.S., brokerage services may be provided by Citigroup Global Markets Inc. ("CGM") and Citicorp Investment Services ("CIS"), members of NASD/SIPC and affiliates of Citibank, N.A. Outside the U.S., brokerage services may be provided by other Citigroup affiliates. Investment management services (including portfolio management) are available through affiliates or divisions of Citibank, N.A. CIS is a federally registered Investment Advisor. | |