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Casualty Matters: Common Coverages, Uncommon Exposures This edition of Casualty Matters reviews recent developments that test the boundaries of liability and coverage. We review cases, lawsuits and trends that signal new exposures for many GL, BOP, CU, HO and/or PU insurers. Our research in this publication includes secondhand smoke and property owners; Internet postings and defamation verdicts; UM/UIM claims and umbrella policies; illegal immigration and demographics; and retail websites and access requirements.
December 2006
General Review: 2005 Property/Casualty Investment Results: Behind The Averages Investment profiles among property/casualty insurers, similar to underwriting results, further widened in 2005. Industry averages might not represent results of the "average" company.
December 2006
Reflections: The Cost of Debt is Too Low The low marginal cost of debt explains the behavior of the capital markets at the moment. It also explains number of potential errors.
December 2006
Property Matters: New Perspectives on Old Underwriting Issues This edition of Property Matters discusses Business Interruption Limits, Insurance to Value, and Blanket Coverage Variables--and the Gen Re tools that can help. It also contains a discussion of Florida and Louisiana valued policy law.
November 2006
Risk Insights: Disability Insurance, Part 2 This issue of Risk Insights is the second of a two-part series on disability insurance.
November 2006
Reflections: Regulation of Housing finance and the Prospects for Risk Taking An extended cycle of risk taking in everything from Housing to emerging markets may be drawing to a close -- or not. It depends in part upon the behavior of financial regulators, which may affect how the Fed views the Housing market.
November 2006
Policy Wording Matters: Property Insurance and Pandemics Policy Wording Matters discusses coverage issues and solutions cutting across many lines of business. This issue focuses on: Pandemics and Property Coverage, the new ISO exclusion and recent cases; Anti-Stacking Clauses -- wording that worked; wording that didn't; Copyright Law and Insurance Policies; and Recent Cases and Laws on UM/UIM and Umbrella; Non-renewals After Catastrophes; Sexual Abuse Exclusions; Claims-made Policy Reporting; and Tips for Drafting Lists.
November 2006
Gen Re Research publications are prepared for, and shared with, clients of Gen Re companies. Access to some research publications may require log-in. A web listing of all publication titles can be accessed by clicking here. To obtain complete copies of any publications or to learn more about our research, please email us at or contact your Gen Re representative. As a Gen Re client, you can also access all our research publications by logging into your Gen Re Online extranet account.
Public Reading Room
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